Email:

support@northcapereserved.org

Vehicle finance

Vehicle finance

Find a vehicle that fits your budget ​

If it drives you, we’ll finance it

Whether you are interested in buying new or used, a family car or an SUV from a dealership or privately, we can assist you with your finance requirements.

Applying for Vehicle finance

Features

Applying for finance and managing your account

Calculate your instalment​

Work out your potential monthly instalment amount

Buying from a private seller​

We'll ensure you are safe during this transaction.

Buying from a dealership​

We'll finance your purchase through an accredited dealership.

Manage your vehicle loan​

In case of a personal emergency or a need to upgrade or maintain your home, we offer various options to borrow money Enjoy the convenience of managing your vehicle finance account online.

Switch your home

Does your bank allow you to access the value in your home as cash or give you great interest rates to reduce your repayments? We'll do this and more.

What to expect when applying for a vehicle finance

Top benefits

Whatever your purchasing needs are, we'll help you find, finance and get cover for your vehicle through a range of specialised services that are designed to make your journey an easy and rewarding one.

  • Apply online easily in just a few quick steps.
  • Buy from a wide range of approved dealerships
  • Enjoy value-added services to help keep your vehicle in good condition
  • Manage your account on our convenient self-service channels
How It’s Work

Follow this guide to make your move

01

Find a dealership close to you​

Search for a bank-approved dealership.

02

Buy from Auctions​

Get a great deal when you buy a repossessed vehicle

03

See if you qualify​

Does your ideal vehicle fit your budget?

04

Loan offer

If the credit are a success, we'll send you a vehicle loan offer, which you will need to accept.

Your Financial Future Starts Here, Start Your Account.
Calculation
Instant

Home Loan

Vehicle Loan

Personal Loan

Education Loan

Mortgage Loan

Loan Calculator

Flexible
Online Loan Calculator

Estimate your loan payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
R15,000 R2.5 million
Loan Term (Years)
2years
2 Year 15 Years
Interest Rate
11%
11% 18%
Monthly EMI

R950.45

How much you’ll pay back in total
R21,390.24
Loan Calculator

Flexible
Online Loan Calculator

Estimate your loan payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
R15,000 R2.5 million
Loan Term (Years)
2years
2 Year 15 Years
Interest Rate
11%
11% 18%
Monthly EMI

R950.45

How much you’ll pay back in total
R21,390.24
Loan Calculator

Flexible
Online Loan Calculator

Estimate your loan payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
R15,000 R2.5 million
Loan Term (Years)
2years
2 Year 15 Years
Interest Rate
11%
11% 18%
Monthly EMI

R950.45

How much you’ll pay back in total
R21,390.24
Loan Calculator

Flexible
Online Loan Calculator

Estimate your loan payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
R15,000 R2.5 million
Loan Term (Years)
2years
2 Year 15 Years
Interest Rate
11%
11% 18%
Monthly EMI

R950.45

How much you’ll pay back in total
R21,390.24
Loan Calculator

Flexible
Online Loan Calculator

Estimate your loan payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
R15,000 R2.5 million
Loan Term (Years)
2years
2 Year 15 Years
Interest Rate
11%
11% 18%
Monthly EMI

R950.45

How much you’ll pay back in total
R21,390.24
Growing Your Wealth

How much could a personal loan cost?

This is a representative example of what you can expect to pay.

Loan amount
R50,000
Monthly service fee
R69
Annual maximum interest rate
29.25%
Initiation fee
R1,207.50