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Student Loans
Go further with a North Cape Reserved Student Loan
A flexible solution for your full-time or part-time studies
With us you can have the peace of mind of knowing that your fees, books, accommodation and other costs are covered while you focus on your studies.
If you are a full-time student or still busy with your internship or articles, your guarantor will need to pay only the monthly interest on your loan. You can then start repaying your loan amount once you have completed your studies. For part-time students, repayments are made up of the loaned amount and its monthly interest from the start.
Flexible solution
Why Choose Us for Your Student Loan?
Affordable Financing
Don't let tuition fees hold you back. Our student loans offer competitive rates and flexible repayment options, making higher education more accessible than ever.
No More Financial Stress
Say goodbye to sleepless nights worrying about how to pay for your education. Our straightforward application process and quick approval mean you can focus on what truly matters – your studies..
Customized Solutions
We understand that every student's financial situation is unique. That's why we offer personalized loan solutions tailored to your needs, ensuring that you get the support you need, exactly when you need it.
Features and benefits
Everything you need to know about our Student Loan – from how to apply and what costs to expect to how funds are paid out. For part-time students, repayments are made up of the loan amount and the monthly interest from the start..
- Our loans are suitable for both full-time and part-time students.
- Pay while you study or settle your loan when you are done.
- Enjoy preferential interest rates that are linked to your academic performance.
- For your added financial security you can take out credit life insurance on your student loan.
Follow this guide to make your move
Apply for your loan
Simply download the loan application form, fill it out and send it back or take it with you to your nearest branch.
Submit it for review
Our assessors will review your application along with all the relevant documents as soon as you have submitted them.
Accept our offer
If you qualify, your student loan will be approved and the money will be paid into the relevant account.
Your Financial Future Starts Here, Start Your Account.
Instant
Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24How much could a personal loan cost?
This is a representative example of what you can expect to pay.