Please fill out the form below and we will get back to you as soon as possible.
Email:
support@northcapereserved.org
Login
Saving Account
Savings Accounts and CDs (Time Accounts)
A day-to-day savings account with competitive interest rates and immediate access to your funds. Designed to complement your everyday transactional-banking account.
Open 4 free savings plans on our app and even invest in shares. You can name your plans to match your goals and fix them on the app to earn higher interest. Savings for now. Help a child build a savings account and learn about banking. No monthly maintenance fee if the child is under the age of 18. Other fees may apply.
Enjoy immediate access to your money, when you need it.Make additional deposits of any amount, at any time.We’ve made saving easy with our highly competitive interest rates, and quick access to your savings plans on our app.
Fixed-term savings
Earn higher interest with our free fixed-deposit savings plans.Reinvest the interest or transfer it to your main savings account, the interest rate is fixed for the full term.
Access anytime
You choose the deposit amount and frequency of your deposits
A little saving can go a long way
The power of compound interest
Small expenses can become big expenses when you don’t keep an eye on them. If you track your daily spending for a week or even a month, you may be surprised by how your regular coffees and other expenses that you haven’t budgeted for, accumulates. If your morning cappuccino costs R30, giving up 3 capuccinos per week starting today will save you R90 per week. That’s a minimum of R360 per month.
If you put that into a piggy bank you’ll save over R4 000 in a year. However, if you put R360 a month in a North Cape Reserved Bank access anytime plan every month, you could earn from R8 per month. That’s over R90 added to your savings account
Smart ways to save
Whether you’re saving for lobola, building your emergency fund or putting money away until you decide what to do with it, these tips can help you grow your savings. 51% of you told us that debt is your biggest worry, while 26% said you had no savings. And because 77% of you didn’t have enough cash, you didn’t save. Every cent you don’t pay towards debt is one more you can add to your savings. Prioritise paying off your debt that has the highest interest, as well as debt that you may be close to paying off first.
Then start working on the remaining debt with the money you have freed up.You’ll need somewhere to put all the money you’ll be saving. With North Cape Reserved Bank, you can earn interest on your daily balances and get up to 4 extra savings plans, name them and use them to save for various purposes.
deposit fixed-term savings
-
Rates and fees -
Access
-
Growth
-
Flexibility
