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support@northcapereserved.org
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Personal Loans
Low interest loans when you need them most
Get up to
8.25% Interest per annum
Get a personal loan from R2,000 up to R400,000 and enjoy flexible repayment terms at a really affordable interest rate. As an added benefit, you get R200 cashback every month when paying for your loan from a North Cape Reserved bank account.
Get quoteSavings Account Eligibility
Age Requirements
Valid ID & proof
of address required for account verification.
ID & Documents
Valid ID & proof
of address required for account verification.
Financial Criteria
Valid ID & proof
of address required for account verification.
Residency & Citizenship
Valid ID & proof
of address required for account verification.
Why choose a North Cape Reserved loan?
Quick and easy
Use our quick and easy loan repayments calculator to see what you can afford before you apply.
Low interest rate
Enjoy a personal interest rate that is tailored to your budget, whether you need a longer or short term loan.
Earn rewards
Earn rewards every month you pay your loan back on time. Your Greenbacks are redeemable as cash.
Required Documents for Application
Please upload the necessary documents to complete.
Upload Now- Unique Identity Number
- Completed Application Form
- Proof of Identity[Passpost, Visa, Social Security Number]
- Proof of Resident [Identification Documents, Social Security Card]
- Lastest 2-3 months Bank statements
How to get a personal loan in 3 easy ways
Apply for your loan online
Simply fill in the online form and upload your ID, bank statements and payslip or proof of pension for instant loan quotation. It will only take a few minutes to complete the process..
Ask us to call you back
If you prefer for us to help you apply for your loan over the phone, you can leave your contact details with us and a consultant will call you back. To complete the application, you'll need to email the required documents.
A/c Verification
Your account details will be verified instantly.
Use the Money app or Online Banking
Open your Money app or Online Banking and select Borrow, then Personal loan and follow the easy steps. If you are a North Cape Reserved client, you might already have loan offers waiting for you, which will make the process and access to your money even easier..
Your Financial Future Starts Here, Start Your Account.
Instant
Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24Flexible
Online Loan Calculator
Estimate your loan payments quickly & easily with our calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
R15,000
Loan Term (Years)
2years
Interest Rate
11%
How much you’ll pay back in total
R21,390.24How much could a personal loan cost?
This is a representative example of what you can expect to pay.